I Did It Myself

I moved to St. Augustine (for the second time) in June of 2000. We had purchased a lot and had a custom home built that had 4 bedrooms and 3 baths on the main level, along with a bonus and bath upstairs. It had a sunroom area, formal dining, formal living – that we turned into an office and a 3 car garage. We were in a nice neighborhood and had a .5 acre lot that was fenced for the kids and the dog. That home worked very well for us for a lot of years – 17 in fact. We had room for all of our visitors, and for all of the kids’ friends for sleepovers and birthday parties.

Then the kids grew up and went away to college. One even bought her own home with her boyfriend. We were in 3200 sq.ft. of home and only using 2000 sq.ft. of it.

It can be a very difficult decision to move from a home you have lived in for 17 years. I know. We did it. We liked our neighbors and neighborhood, but the home and lot was just more than we needed.

So, we looked for something just a bit smaller in an area that we liked with a smaller yard. You know what? It worked. The home is just the right size for now, but not too big. We don’t have to maintain, heat/cool, and clean more square footage than we are using. The process went fairly smoothly, but not without challenges. Was the house perfect?  No. There were some things that we upgraded or improved. There were some expenses that we did not expect. But, all in all, the experience has been a good one. We love our new home. We are getting to know our new neighbors.  We still have some room for friends and our kids to visit. We made the decision that was right for us, and, you know what? It wasn’t as hard to move from that large home as I thought it would be – and I don’t miss it near as much as I thought I would. I guess we made the right decision!

Think you may be in the same or similar time in your life? Let me know how I can help!

Real Estate is Hard

By saying “real estate is hard” do I mean that marketing and selling real estate is so difficult only a genius can do it?  Um, no, not really!

What I mean is that it can be difficult for the parties involved in a real estate transaction on so many levels.

For sellers, it can be difficult to decide which possessions to keep when trying to declutter and downsize. It can also be difficult to see your home the way buyers will see it, and understand that it may need some tender loving care before marketing it for sale. It can be difficult to get feedback from realtors or buyers that may not be favorable. It can be difficult when you get that first offer and it isn’t quite as much as you had hoped. Lastly, it can be difficult when you are packing everything up and leaving that home that meant so much to you.

For buyers, it can be difficult to understand that maybe the type of home you would love to buy and the type of home you can afford to buy are two different homes. It can be difficult to understand that the market where you are buying may be totally different than the market where you have been living. It can be difficult to find the right home to fit all of your large furniture that you are hoping to keep. It can be difficult to know if the home, neighborhood or area that you are choosing is really the best fit for you and your family.

So, yes, the decisions and transactions in real estate can be difficult and stressful. It is important to do your research, ask questions and ask for help in making those decisions. That process can and should include the right lender and the right realtor to help guide you through the process. Once you have made that decision to downsize and declutter, or that decision that you need to move to a larger home, or you definitely decide on a specific neighborhood, then, all of a sudden, the stress tends to melt away because you know you have made the right choice!  Give me a call and let me know how I can help!

Learn more about neighborhoods in St. Augustine at Single Family Homes and Condominium Communities.

To Buy or Not to Buy – That is the Question

So, you have decided that it is time to move. Your current home no longer meets your needs, for whatever reason, and you want to market your current home for sale and find a new one.

What is the process? Well, that kind of depends on you and how you want the process to go.

Buy your future home, then sell your current home. Market your current home for sale, while shopping for your future home. Sell your current home and rent for some amount of time while you shop for and purchase your new home.

Your financial situation may dictate much of how this works. If you simply cannot afford to buy your future home before selling your current one, then that decision is made for you. Also, if you will need to sell your current home and close that loan prior to qualifying for a new home loan, again, that may be decided for you.

It is possible to have a somewhat simultaneous closing. I say “somewhat” because you will still need a few days to a week where you can store all of your personal belongings while you move out, clean and close on your current home and get closed on your new home.

Lastly, if you are just moving across town, that can be a much easier situation than moving across the country. I know, because I have done both. Each time we made it work, but each came with different decisions and challenges.

If you are thinking through the process and want to talk it out, just give me a call and let me know how I can help!

It is Time for the Backpack Challenge!


Drop-off a backpack filled with school supplies at any of or office locations listed below by July 31, 2018.

Kindergarten – 8th Grade

  • Number 2 pencils
  • Pencil Sharpener
  • Pencil Bag or Pencil Box
  • Pens (Blue, Black & Red)
  • Crayons, Colored Pencils & Markers
  • Tissues
  • Eraser & Pencil Eraser Tops
  • Glue Stick/Glue (Elmer’s™ White)
  • Child Safe Scissors
  • Folders with Pockets & Prongs
  • Wide-Ruled paper
  • Index Cards
  • Composition Books
  • Ear Buds/Head Phones (Grades 6-8)
  • 3 Ring Binders & Dividers (Grades 6-8)
  • Scientific Calculator (Grades 6-8)

9th Grade – 12th Grade

Number 2 Pencils or Mechanical Pencils

  • Pens (Blue, Black & Red)
  • Eraser
  • Highlighter Pens
  • Agenda/Student Planner
  • Ruler/Compass/Protractor
  • Pencil Bag or Pencil Box
  • College-Ruled paper
  • Subject Notebook
  • Highlighters
  • USB flash drive
  • Graph Paper
  • 1.5-2” Binder (2)
  • Subject Dividers (8)
  • Scientific Calculator

St. Augustine
112 Sea Grove Main Street, Suite 210
St. Augustine Beach, FL 32080

MuraBella at World Golf Village
196 Capulet Drive, Suite 3
St. Augustine, FL 32092